Challenges In Utilization Of Computer In Commercial Banks

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Challenges In Utilization Of Computer In Commercial Banks

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PROJECT TOPIC AND MATERIAL ON CHALLENGES IN UTILIZATION OF COMPUTER IN COMMERCIAL BANKS

The Project File Details

  • Name: Challenges In Utilization Of Computer In Commercial Banks
  • Type: PDF and MS Word (DOC)
  • Size: [70 KB]
  • Length: [56] Pages

 

 

CHAPTER ONE

INTRODUCTION

1.1     BACKGROUND OF THE STUDY

Computer is an indispensible part of banking operation in the contemporary world. Computer adoption by banks will go a long way towards enhancement of banking processes. In the context of this study, computer is an electronics device that accepts data as an input, processes data, stores data and bring out information as an output. The use of computer in commercial banks is a relevant and functional way of providing services to bank customers in other to assist them deposit/withdraw from any branches of a particular bank irrespective of where the account was opened. Computer holds great promise to improve banking services in addition to shaping the entire work force. Computer offer innumerable benefits in enriching the quality of the services rendered in the commercial bank. The challenges of commercial banks in the 21st century will be incomplete if the challenges in utilization of computer in banking sectors are not meet. Some of these challenges facing utilization of computer in commercial banks in Enugu State include: Staff development challenges.

Staff development challenges form the greatest of all the challenges in utilization of computer in commercial banks. Staff development challenges arise as a result of inadequate computer infrastructures, insufficient computer facilities among others. Most banking sectors have insufficient computer expert that will integrate and utilize computer for enhancement of qualitative banking services. This might be as a result of insufficient computer experts in commercial bank, all bankers should undertake mandatory training and retraining of computer problems to provide the staff with practical and financial knowledge of computer. Another challenge in utilization of computer in commercial banks is challenges in maintenance of computer.

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